IS MY FRIEND SMART BY NOT OWNING A CREDIT CARD

When I say credit card, what are you reminded of? I have come across people who quite often people anxious to use a credit card. I know few friends who think owning a credit card is extremely bad. So, is it good to have a credit card? This is a bit complicated question to answer.… Continue reading IS MY FRIEND SMART BY NOT OWNING A CREDIT CARD